It’s hard to believe, but the holiday season is here. While enjoying the season, HealthNet Federal Credit Union encourages you to spend responsibly. Impulse buying is a significant factor in putting a budget way out of balance.
The sales at the electronics and department stores may really be a good deal, but only if it is right for your budget. That special trip during the holidays may be just what the doctor ordered to help get you refreshed and ready for a new year. Either way, HealthNet has a solution to fit your needs.
There are many options and ways to cover the cost of the holiday season. HealthNet has offered a Christmas Club account for years that has allowed many of our members to save throughout the year and be ready when the stores open their doors.
Many of our members take advantage of our short-term Holiday Loan to help them through the season. But only borrow what you really need.
A word of caution about in-store financing programs. Most of these plans carry high interest rates well over 18 percent. This adds significantly to the cost of your purchase. Sometimes it is better to consider a lower cost option. Check with your credit union, there may be a better way.
HealthNet is a valuable resource to help you manage your personal finances. We can offer refinance choices to put your budget back on track. Sometime you just need a little help clearing up a problem that can lead to peace of mind and get things going back in the right direction.
Enjoy the holiday season and know that your credit union is here to help. Give us a call or stop by one of our offices.
HealthNet Federal Credit Union
Proudly Serving the Financial Needs of the Healthcare Community Throughout the Mid-South
901-226-1111 | www.healthnetfcu.org